I Need A Dental Plan – What kind?

When you say to yourself, “ I need a dental plan “, you need to know what kinds you can attain in the private market.  There are three main types; HMO, PPO and discount.

The HMO is the best one and we have a recommendation for you from Safeguard by MetLife. Just click here or the banner below.

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The HMO is all copays, no waiting period, no maximum benefit cap.  You need to pick a dentist and get all your dental work with that dentist’s office.  So, before you apply, get the provider number you want to go to and enter that into the application online.  You can change your dentist if you don’t like the dentist you’ve just seen.

The PPO dental plan is from health insurance carriers like Humana, United Healthcare and Cigna.  The plans are good but do have waiting periods and benefit caps.  However, you got the network prices, cleanings are cheap and there will be major dental after the wait.  Click here for a quote on a PPO dental plan or click the link below for better PPO plans and more choice.

Dental for Everyone (PPO QUOTE)

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Finally, you have the discount networks.  There you can pick a card you think gives you the best value and then go to any dentist that takes the discount network.  You can receive nice discounts and the premiums are the lowest.  No waiting periods and no caps.  Works right away.  Get your discount card now. Click here or the banner below.

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