Certificates of Deposit (CDs) are viewed by many as safe investments. CDs are short-term, FDIC insured (up to $250,000), and interest-bearing. They are popular with conservative-minded people because they are safe and simple. However, Florida fixed annuities are an alternative that offer many additional benefits.

1.Fixed index annuities offer the upside potential of market index growth with no downside market risk. They will also give you 3-10% more money growing in your account on the very first day of your policy.

2. Florida fixed annuities can lower your provisional income and reduce the tax liability imposed on your Social Security benefits.

3. Your heirs can receive more of your estate’s full value with fixed annuities because unlike CDs they dont go to probate.

4. Interest gains from CDs are taxable on an annual basis while interest gains from fixed annuities are tax-deferred.

5. Generally, money in CDs is only accessible for a short time at the end of the CDs term. Florida fixed annuities offer multiple ways to access your money such as penalty-free withdrawals and policy loans.

For more information or to arrange a review of you current financial situation and future goals please contact: Robert Colucci 352-200-2066

Provided By:
RTC Insurance Advisors – Robert Colucci
12390 Curry Drive – Spring Hill, FL 34608
www.rtcinsuranceadvisors.com