Medicare is a social insurance program implemented by the United States government. It provides basic medical coverage for people over sixty-five. But what is Medigap, and who needs it? Medigap is a program that provides additional medical insurance to qualifying senior citizens at an affordable price. Medigap includes ten different programs, which were standardized by the Centers for Medicare and Medicaid Services, or CMS. These programs are labeled A through N and are offered to people through … Continue reading...
Florida Burial Expenses
There are quite a few Florida burial expenses to be aware of in the event of your or a loved one’s passing. Here is a list of common expenses that are likely to crop up during this difficult time. This list is based off of a low estimate and the actual prices can be higher. This list doesn’t take into account inflation, the ceremony cost, or any debt that might need to be paid off. - Basic Services for Director and Staff $1,892 - Casket $995 - Outer Burial Container $995 - Cemetery Property … Continue reading...
Life Insurance in Florida as an Investment
Any time you pay a premium for life insurance in Florida, you are making an investment for the future. If you are thinking about purchasing a life insurance in Florida contract, some questions may come to mind. Are you investing to protect loved ones in the event of your untimely death? Are you incorporating life insurance as a part of you overall retirement planning package? Do you plan to use the life insurance cash value as a loan if your financial situation changes suddenly? The concept of … Continue reading...
FL Life Insurance – The Quest For The Perfect Policy
The thought of finding the right FL life insurance can be overwhelming. Not only will you probably research various websites and the policies that they offer, you’ll also have to evaluate your own insurance needs and figure out what kind of FL life insurance will work best for you. Add in the fact that you’re going to have to pay a premium, and suddenly the aspect of expenses is going to weigh on your decision. Fortunately, there are various tools and resources available to the shopper to assist … Continue reading...
What Is A 403(b)? Learn Here Florida
A Florida 403(b) is a section of the IRS code in which a tax shelter is created for the investor. It allows teachers and non-profit organization employees like church personnel the ability to deposit a portion of his or her salary on a pre-tax basis into a retirement account. The monies that are deposited are placed into an investment vehicle, like a mutual fund or an annuity, usually through salary reduction. Tax is deferred until the funds are withdrawn. Unlike a Roth IRA, taxes are paid on … Continue reading...
Florida Health Plans – Tips While Shopping For A Policy
With all the talk about healthcare these days, you are probably aware the healthcare delivery system in America is flawed. However, you can protect yourself from meeting future financial ruin by purchasing one of the most comprehensive Florida health plans offered by a carrier that will be there for you in your time of need. In a way, buying insurance is a gamble. You are betting something is going to happen to you and the insurance carrier is betting nothing is going to happen to you. What's … Continue reading...
Florida IRA – A Retirement Plan You Can Rely On
There is much to look forward to in your retirement years. As the grind of many years of painstaking work winds down, you finally get to focus and enjoy the things you've always dreamed to do. Ask yourself this question, Will your pension income or SS check be enough to follow your dreams? Now's the time to consider a Florida retirement plan. In order to experience the things you've hoped and wished for, you may need a safe and reliable source of additional income. A Florida IRA can provide … Continue reading...
Poll: Do you support the new health reform legislation?
[polldaddy poll="4984652"] … Continue reading...
Florida Medicare Supplemental Insurance – Everything You Need to Know
If you’re confused by Medicare supplement insurance Florida, you are not alone. Between Medicare Plan A and Medicare Plan B and all ten of the available Medicare Supplements, labeled A through N, of course, it’s hard to keep your letters straight. But getting a general understanding of your options through Medicare isn’t that difficult, and it could be very beneficial to your health and to your wallet. At the very least, understanding the Medicare supplement will help you to make an informed … Continue reading...
What Is Florida Final Expense Insurance?
Florida final expense insurance, more enhanced than Florida burial expense insurance, is a life insurance policy purchased to cover the expenses a person leaves behind after passing away such as funeral costs, credit card debit, medical deductibles, etc. Of course, life insurance can never erase the painful memories that are associated with the loss of a loved one. Florida final expense insurance polices are designed to protect your loved ones from the financial burden associated with … Continue reading...
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