One of the interesting things regarding capitalism is that it encourages competition, which drives down prices for buyers. But with choices come responsibility: we are responsible for selecting the product or service that best suits our needs. You can go the easy route and simply pay for the most expensive policy and hope it’s the best, or you can simply pick the lowest costing policy and pray it offers enough coverage. But an informed buyer will settle for nothing less than the correct policy at the right price. One of the recommended tools to assist you to be this informed buyer is locating a reputable Florida life insurance agent.
The first step to finding a Florida life insurance agent that will help you to find the right Florida life insurance policy is to find five different companies that offer this service. That way, you’ll be able to compare their premiums and service and see which carrier is the best fit for you. You’ll want to have good chemistry with your broker. They should understand your needs and know what kind of policy you need and then go out to find it for you, as opposed to trying to push you into a plan for commission.
Once you narrow down your field of potential agents, it will help for you to contact the agent’s office and ask for customer referrals. That way, you can hear firsthand testimony of how helpful this Florida life insurance agent is. If the referrals you receive are less than enthusiastic, you’re probably better off going with another one. The agent gets to hand-pick their customer referrals. If the people the agent chooses aren’t his or her biggest proponents, then the agent probably doesn’t have all that many happy customers out there.
Make Sure Your Florida Life Insurance Agent is Well Established
But a good agent is more than just rapport and good customer service. You want to make sure that your broker is established on a firm financial foundation. That’s where the A.M. Best rating comes into play. Best is the oldest insurance industry monitor in business. You can learn a ton from their rating of a company. Don’t settle for anything less than an A rating. If the broker you’re considering gets an A+++ rating, then you know that they have a track record of good service and sound fiscal policy. Following these steps will make it easier to find the right agent for you.
I can be your Florida life insurance agent. I am an independent broker representing all the top A rated carriers. I offer objective advise. Contact me today. My direct number is 352-200-2066. Get a free, no obligation quote now.
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