Why Florida Term Life Insurance?

Are you married?

Do you have children or are expecting one?

Do you financially support an elderly parent?

Do you have debt and/or a mortgage?

If your answer is yes to just one of these questions, then your need for Florida life insurance may be high.

Florida life insurance can help your loved ones meet important financial needs beyond final expenses including daily living expenses, medical expenses, mortgage payments and college savings. The loss of a loved one is hard enough emotionally without having it compounded by financial worries from the loss of an income. But many times what you need and what you can afford are two different things. That’s where Florida term life insurance can make a big difference.

Ok, I get it.  But, what are the reasons for Florida term life insurance?

Florida term life insurance can be a sensible choice for many insurance buyers because you can get the most insurance coverage for your dollar. Term life’s easy to understand nature and competitive premiums are designed to help you cover temporary insurance needs like those previously mentioned.

With Florida term life insurance, you choose a specific period of time (a “term”) that would adequately cover your insurance needs generally 10, 15, 20, or 30 years and the policy will pay a death benefit to your beneficiaries if you die during that term, and beyond if you elect to renew your policy. What’s more, your beneficiary receives the life insurance proceeds free of federal income tax.*

*Proceeds from an insurance policy are generally income tax-free, and if properly structured, may also be free from estate tax.

For more information or to arrange a review of you current financial
situation and future goals please contact: Robert Colucci 352-200-2066 / www.rtcinsuranceadvisors.com