Whether you are a new resident to Florida or are buying your 1st house, you may be wondering… How much is homeowners insurance in Florida?  The average home insurance premium is one thousand dollars per year.  Some pay more and some pay less.  We can tell you exactly how much you’d be paying if you call us at 352-200-2066 or fill out the request form below.

Let Us Help Reduce Your Homeowners Insurance in Florida Cost With These Tips

Review the policy you have before shopping for a new one. You will want to make a note of the level of coverage you have for all parts of your policy to match new policies to yours. Our advice, if this is your first policy, is to go with an A rated company. Our agency works with the top 37 A rated companies to make your buying decision as easy as possible. Our agents make sure to offer you only the best rates and not swamp you with tons of useless quotes to sift through. We want to inform you of the many discounts offered to keep your rate low.

With a monitored burglar and fire alarm, you will shave around $100, give or take, off your yearly premium. ADT or a similar company will send you a security certificate as proof of installation and monitoring.  We will submit it to the insurance company for you. Homeowners insurance premiums savings is a great way to offset the monthly monitoring fee, and you get peace of mind as well. There will be choice in monitoring services.  We recommend you have both fire and burglar monitored for maximum protection and to get the most off your insurance rate. Smoke detectors are good to have, but if a fire occurs, your monitoring company will dispatch the fire department right away. This is a fantastic thing as this could save your life and mitigate loss to your home considerably. If your home is wired already, you just need to set up a monitoring account.  If not, there are great deals for installation these days and it’s worth it.

What’s nice about homeowners insurance in Florida is that you can attain multiple discounts to really keep your rate down.  Did you know a pass-key community yields a lower rate? Insurance companies like it when a home is in a neighborhood where it takes a card to get in or when a security guard is outside to check cars for suspicious passengers. If you haven’t settled on a house yet, consider living in a secured community and save money. History has shown that chance of burglary drops considerably for households in these types of communities. It’s ideal to live in a secured community whether you are retired and alone or are a new home owner with a family.  Everyone is safer this way.  And, now you don’t have to worry about the question… how much is homeowners insurance in Florida anymore.