If you’ve just bought a new or pre-owned home in the sunny state of Florida, then you will also be in need of good homeowners insurance in FL, but do you know what kind of insurance policy you need? If you think that insurance policies only come in one flavor, then think again because policies are actually tailor-made to suit each household’s particular needs. Knowing these needs can really help when you are out shopping for a good insurance policy because it can really help the insurance agents find out the best way that they can be of help.

Homeowners insurance in FL

Here are some of the things that you need to consider when applying:

 

Acts of God Coverage – Florida is one of the states in the US that is hit by a lot of tropical storms and hurricanes every year, and some of these weather disturbances can really do a number on your house. If your house is located near the coast, then you are in a high-risk storm area and you will need an insurance policy that can help you when mother nature strikes and your house gets damaged as a result.

 

Robbery/Theft – As with other states in the US, there are certain parts of Florida that have particularly high crime rates. If your house is located in one of these areas, then you should get your home and your belongings insured just in case your house becomes a target of some of the state’s unscrupulous residents. Ask one of the agents at RTC Insurance Advisors if the policy that he/she is offering you also covers damages resulting from vandalism and/or illegal entry, especially if your neighbors have been complaining about the crime in the area. If your circumstances prevent you from moving to a safer location, then getting a good insurance policy is the next best thing that you can do.

 

Ease Of Service – The most important thing that you need to clarify with us when you are applying for homeowners insurance in FL is how you can make a claim when you need to. If your house gets severely damaged by a storm, gets flooded, or if it got vandalized when you were out on a vacation, your emotions might be a tangled mess that can prevent you from thinking straight. It will really be a great help if the claims department of the insurance company you chose makes the process easier for you.

 

RTC Insurance Advisors invites you to have us show you the available options for your new home.  To get market quotes, dial 352-200-2066 or get started with an online quote by filling out your basic information below.