Deciding to purchase homeowners insurance is such a good move to protect your home, even your personal properties. However, it’s not where your decision ends. You must also decide on what home insurance firm you should buy the insurance from. Indeed, a lot of companies that offer this kind of service now exist across the world, but you can’t deny to yourself that the company you want to choose from should only come from the ranks of the top-rated ones. To help you find the company that will suit your security needs, here’s the list of the homeowners insurance company ratings:
1. Amica Mutual
2. Country Insurance
3. American Family
4. Auto Owner’s Insurance
5. The Hanover
6. Chubb
7. State Farm
8. USAA
9. Cincinnati
10. Nationwide
11. Farmer’s Insurance
12. Erie Insurance Group
13. Allstate
14. Progressive
As per the data gathered from J.D. Power and Associates, Consumer Reports, Standard and Poors, Insure.com, A.M. Best, and other home insurance rating groups, the homeowners insurance company ratings listed above have passed the criteria of being reliable home insurance companies. These homeowners insurance service providers are evaluated through the following standards:
Customer Service and Satisfaction
Responding quickly to the problems of their customers, the aforementioned companies have rated highly in the area of providing satisfactory customer care. They provide telephone and online support for the customers who need immediate assistance with regard to billing, claims, changes to be made to the homeowner’s policy, etc. J.D Power & Associates wants to highlight Amica Mutual is among the top home insurance company that received the highest rating in this criterion.
Claims Services
Those companies also satisfy their customers by providing them with step-by-step assistance when making a claim. The assistance starts from helping the customers in the claims filing process, repairing their home, to paying their claims. Of all those companies, USAA, Amica Mutual, State Farm, Allstate, Country Insurance received the highest ratings in this standard as per the customer care satisfaction survey conducted by the top insurance rating groups.
Price and Policy Value
Keep in mind that a good value in a homeowners’ policy provides you the coverage you want at an affordable premium. The top-rated homeowners’ insurance firms also rated highly in such criterion of providing policy value and offering affordable premiums. On the list of those homeowners insurance companies, Country Insurance, USAA, and Farmers Insurance are the top three firms that offer the most reasonable policy premiums.