Medicare Advantage Prescription Drug Plans are also known as MAPD’s. Many Medicare Advantage plans include a prescription drug benefit, but not all. If a plan is marked Medicare Advantage or MA, there is no drug benefit as part of the plan. If you elect an MAPD plan, there is no need for and you can […]
Understanding The Florida Medicare Supplement
There are few things more confusing to the lay person than Medicare. Most retirees know that it’s a social medical insurance program run by the United States government, but that’s where common knowledge about it usually ends. And even more confusing is the optional Medicare supplement. Instead of leaving you to wonder what it is, […]
Florida Medicare Supplement–A Financially Sound Decision
2011 Original Medicare Out of Pocket Costs Medicare Part A (Hospital Coverage) Deductible – You are responsible for a $1,132 in-patient hospital deductible for each benefit period. A benefit period ends when you don’t go for treatment for 60 days in a row. After the 60 days lapses, you are asked to pay another deductible […]
Florida Medigap – What is It, and Who Needs It?
Medicare is a social insurance program implemented by the United States government. It provides basic medical coverage for people over sixty-five. But what is Medigap, and who needs it? Medigap is a program that provides additional medical insurance to qualifying senior citizens at an affordable price. Medigap includes ten different programs, which were standardized by […]
Florida Burial Expenses
There are quite a few Florida burial expenses to be aware of in the event of your or a loved one’s passing. Here is a list of common expenses that are likely to crop up during this difficult time. This list is based off of a low estimate and the actual prices can be higher. […]