Health Care Insurance Exchange

Florida insurance exchange assistance and plan comparison. Start by entering your zip code to see all available plans in your area. Call 352-200-2066 to have your questions answered.

The health insurance exchange has been making headlines for a while now, especially since health insurance tends to be a hot topic for many people. The health insurance exchange is a "marketplace" where people could choose from various health insurance options that are very affordable. This will be a good thing for families who cannot afford to have insurance or only have minimum coverage from their jobs and cannot afford to upgrade it to cover for a group of people. This Health Care Insurance Exchange is also great for small businesses that are not able to get small group health insurance.

Florida, as announced in the news, has announced that it will give up the creation of a health insurance exchange that has been federally mandated to be under the PPACA (Patient Protection and Affordable Care Act). This is in contrast to more than 2 dozen states that are now trying to develop their own health exchanges. Governor Rick Scott, the governor of Florida, announced that the people may not be getting cheaper health coverage and it may not give them the type of coverage that they want, should the state have its own Health Care Insurance Exchange. The governor remains firm about his decision with this particular mandate. He believes that the government will be dictating the different rules or policies for the different insurances. The policies will most likely be ones that the people do not want to buy.

In 2009, it was said that about 50 million Americans did not have or lacked health insurance. According to the Kaiser Family Foundation study, people who had low-wage job or were working for small companies usually were the ones who did not have health insurance. These are the people that are to benefit from the health exchanges. It was in January of 2011 that a federal judge in Pensacola made a stand that it is unconstitutional to require the people to buy private health insurance. Governor Scott stated that he does not want to spend federal or state funds on a plan that could be unconstitutional. State legislators and Governor Scott have turned down the exchange planning grant because they are opposing the Affordable Care Act.

A lot of people believe that the Affordable Care Act may not exactly be the answer to the long-standing problem with health insurance coverage for millions of Americans. The state of Florida believes that there could be something better for them other than the formation of a Florida insurance exchange.