When you are looking for Florida dental insurance, you may have difficulty in deciding, especially if you haven't been covered before. Similar to other types of insurance, there is a variety of choices for you. Depending on the policy, you will find all sorts of plans, from comprehensive options to dental discount plans Florida. It's customary to receive preventive maintenance such as 6 month cleanings.
Keep in mind that discount dental insurance cards are not considered insurance. This type of plan is low cost, and you will receive a nice discount for choosing a dentist that accepts the plan. Each dental company provides you an online search function to find a dentist in your area. HMO or PPO dental insurance on the other hand will include more protection and you will receive copayments and specialist care will be included. Often times, dental discount plans Florida come with no deductible. You will need to pay your bill after service, less the discount you've received. If you don't like this option, then you should consider Florida dental insurance.
The MetLife plan listed above is very good. There is no deductible, no caps on the amount of coverage you can receive in a year and no waiting period. You will simply have to make copayments at time of service. It really boils down to picking the best plan that your desired dentist accepts. We have many options for you listed above and through the Delta dental banner below. Make sure to visit all the sites we've provided so you can find the best option for you. A discount plan just might not offer you enough vs. an actual plan, so you will have to weigh the pros and cons. If you want to have the most protection, make sure the plan pays for your cleanings, basic dentistry and major dental work.
Some Florida dental insurance plans even give you a discount for orthodontia. Typically, 20% off is realized for braces and other work an orthodontist provides, which is very nice. A group dental plan may cover orthodontia in full. However, these corporate plans are only attainable if you have a business or if your employer offers it. For may people, the dental discount cards work very well and won't break the bank. This is in comparison to a higher monthly premium. With all insurance, the more you get the more you pay monthly in premium and vice versa. Try to keep within your monthly dental insurance budget while not sacrificing the benefits you require.
If you aren’t sure which plan is best for you, feel free to call and ask questions at 352-200-2066. We are confident that we can find you the plan you need. Let us assist you in comparing policies to help you make the right choice.