Florida State Health Insurance – United Healthcare

United Healthcare of Florida operates as a division of UnitedHealth Group, which is the biggest single insurance provider in the United States.  As United Healthcare provides Florida state health insurance, they strive to benefit the effectiveness and quality of health services of its members, create easier access to required health benefits, create cost-effective and affordable services and products and enhance health care information systems with the latest technology to ensure ease of use.  … Continue reading...

Florida Health Insurance Plans – Blue Cross and Blue Shield

Blue Cross and Blue Shield offers varied Florida health insurance plans to the state’s residents.  The main headquarters for Blue Cross and Blue Shield of Florida is located in Jacksonville, and is the oldest and largest health insurance company in the state.  Dr. Robert Lufrano is the Chairman and CEO of Blue Cross and Blue Shield of Florida (BCBSF), and has promoted revenue of 8.3 billion in 2007.  BCBSF actively works in the government arena, addressing health issues and laws, bills and … Continue reading...

Florida Health Insurance Plan – Aetna of Florida

The State of Florida has many insurance carriers who offer comprehensive and affordable policies to its residents.  Aetna prides itself on customer service and member support to ensure that their constituents are well equipped to make educated decisions about their health care needs. The company effectively provides quality, reasonably priced and safe health services, as well as efficient preventative care to the policy holders. Considered a leader in the health care industry, Aetna builds … Continue reading...

Florida Health Insurance Providers – Available Carriers in Florida

There are many health insurance providers in Florida.  All Florida health insurance providers are required to comply with all regulations set by the department of health insurance in the state.  Of the many health care plan providers available in Florida, below are some featured carriers discussed in detail. Each plan has select options and key features that can be customized to fit your individualized needs.  Florida provides individual, group and small business insurance to its residents.  … Continue reading...

South Florida Health Insurance

There is no doubt the premiums for south Florida health insurance are of the highest in the State.  Many people are struggling to keep the policy they currently have or the price point is set so high, a person is forced to go uninsured.  This, of course, can be frustrating to say the least. Some of the factors actuaries use in setting health insurance premiums are based on age, gender and zip code.  On average, a person living in Dade county can be asked to front an astounding 70% more in … Continue reading...

Florida Health Insurance Quote

Getting a Florida health insurance quote may be one of the most confusing queries a consumer can make online.  If you have ever entered your info on a quote page, you know what I mean.  The query will render hundreds of quotes ranging anywhere from $40-$1,000 per month.  Many people want to know why such a swing in premium.  Well, the main factor is deductible choice.  The higher the deductible the lower the premium and vice versa.  The purpose of this article is not to educate you on the … Continue reading...

Florida Self Employed Health Insurance

This topic should give you a better understanding of which might be the best way for you to insure for Florida self employed health insurance.  In fact, you have all the choices a non-self employed person has in the private market.   The question you probably have is... Should you go for a private plan or a group plan?  If your business is incorporated, there is a choice for you. The most common reason to attain a group plan is if you can't pass underwriting for an individual or family plan.  … Continue reading...

Affordable Health Insurance Florida

Many people have different takes on what they consider affordable health insurance Florida.  Is the premium your driving force in determining whether or not a plan is affordable?  Well, if it is, you might wind up owing stacks of money if and when claim time arrives.  Don't feel alone.  Most people shop for insurance in the same way.   I don't think "getting" an "instant quote" helps anyone at all.  It usually deters a prospective buyer from wanting to receive help from a licensed independent … Continue reading...

Florida Health Insurance Brokers

The purpose of this article is to inform you of the two main agent classifications so that you are aware of who you are dealing with while shopping for a new insurance policy.  The two types of agents are Florida health insurance brokers or independent agents and the captive agent.  Let's define the two. The Independent Florida Health Agent - An agent who is self-employed, is paid on commission, and represents several insurance companies is an independent agent. The Captive Florida Health … Continue reading...

Florida Individual Health Insurance Plans

You have three main choices when attaining health insurance; governmental (Medicaid or Medicare), group or Florida Individual Health Insurance Plans.  I am not an expert on governmental health insurance , however, from what I understand it can be a very lengthy process to see if you even qualify.  This article will address a contrast between group and individual or private coverage and we will identify how you can potentially save money incorporating both plan types in your household. First, … Continue reading...