How to Keep Your Florida Homeowner Insurance Quotes Low

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There are ways to keep your Florida homeowner insurance quotes low. You may be paying for coverage you don’t actually need so you can actually save money by eliminating them. Here are some tips to keep your Florida homeowner insurance quotes low and save more on your home insurance every month. Increase your deductible by a few hundred dollars. Deductibles are your out-of-pocket expenses you are willing to shelling out before the insurer takes care of the rest of the expenses. The bigger … Continue reading...

Florida Term Life Insurance – Do I Even Need It?

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Here are some good questions to ask yourself to determine if you even need Florida term life insurance.  Are you married? Do you have children or are you expecting one? Do you financially support an elderly parent? Do you have debt and/or a mortgage?  If someone depends on you financially, chances are you need a policy. In fact, if your answer is yes to just one of these questions, then your need for Florida life insurance may be high. Everyone’s situation is different. When determining your … Continue reading...

FL Homeowners Insurance – Home Owners Search Made Easy

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Getting FL homeowners insurance is a very practical decision to protect one’s precious home. It quite natural to get insurance for things and properties that people value, but getting Florida home insurance must not hurt the family’s budget. Most first time home owners search for the best home insurance but finding the best one is not easy, a property or home owner must follow some important tips and advice. Tip number one is to get the right coverage for one’s home. There are different kinds of … Continue reading...

HumanaOne Copay 70 Plan Review | Florida Individual Health Insurance

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We at RTC Insurance Advisors have been saving our clients a lot of money on the HumanaOne Copay 70 this year.  Florida Individual Health Insurance can be affordable.  It’s ideal if you like copay’s for Doctor’s and Specialists, but don’t need to pay extra in premium to have unlimited copays.  This policy usually throws us off when we see 70/30 coinsurance.  It’s okay to have a 30% coinsurance, because in-network, your coinsurance stop-loss is $5,000.  What does this mean?  Well, let’s say you … Continue reading...

Home Insurance Florida: Priceless When You Need it Most

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The worst things can happen to anything and to anybody at any time. Disasters, natural calamities such as hurricane, earth quake and flood, burglary, accidents and other unexpected and unwanted incidents do happen and when they do, the home owner needs to face overwhelming expenses. Nobody can tell when these things can happen and nobody can stop accidents or natural disasters and calamities from happening but a home owner can be prepared so that if he would have to face these devastating … Continue reading...

Saint Johns Insurance: Keeping Your Florida Home Safe with Insurance

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According to a report which was published in August of 2011, hurricane Irene was to pass Florida with a category 4 fury. Many Floridians thought it could be very devastating but many of them were reportedly not carrying flood insurance at that time, which suggests people were unprepared. This is even, back in 2005, many Florida homes were wrecked by hurricane Katrina. Why Most Floridians Were Not Prepared Part of the reasons why is: the growing dissatisfaction Floridians are experiencing … Continue reading...

Pros and Cons of Online Home Insurance

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Purchasing Florida home insurance online has been attracting a lot of customers for its convenience and its time-saving aspects. Some people prefer having an agent to do everything for them. But if you really think doing it online suits you more, you’ve got to learn the good and bad things about doing your insurance online. The advantages and disadvantages that are outlined here are applicable as well with other types of insurance transactions such as health insurance, car insurance and so on … Continue reading...

Catastrophic Comprehensive Insurance

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In today’s individual health insurance market, finding the right and most competitively priced Catastrophic Comprehensive Insurance is easy if you are working with an agent who has access to all the top carriers.  RTC Insurance Advisors carries Blue Cross Blue Shield of Florida, Florida Blue, Humana, UnitedHealth One, Golden Rule, Aetna, and Cigna.  A quick call to 352-200-2066 or by completing this intake sheet, we will have your quotes to you via email for review in moments. Most plans are … Continue reading...

Saving on your insurance rates by being smart

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A house is probably the most important possession anybody can ever have. It is the place where his loved ones and family lives in. It is the place where they rest, eat, bond, rest and go home to at the end of the day. A home is a person’s refuge. A home shelters the family from the cold night and the warm afternoon. It is also where the family stays for their safety. A home needs the utmost care and protection and aside from maintaining the cleanliness and making sure that all repairs are done, … Continue reading...

Florida Home Insurance Mistakes to Avoid – Florida Home Owners Blog

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In many deals that involve money, there are risks to avoid and a Florida home owners blog website or websites can be a lot of help when we want to protect our homes (and financial condition) through Florida home insurance. For sure, there are companies who want to help us avoid these risks. Companies who really care for their clients – these are the ones we need to find. In Florida, you probably have heard of names such as Tower Hill, Southern Fidelity, St. John’s and Safeway. We can say … Continue reading...