{"id":303,"date":"2012-06-21T11:12:41","date_gmt":"2012-06-21T15:12:41","guid":{"rendered":"http:\/\/rtcinsurance.wordpress.com\/?p=303"},"modified":"2026-05-16T21:58:23","modified_gmt":"2026-05-17T01:58:23","slug":"homeowners-insurance-what-is-the-difference-between-a-hip-vs-a-gable-roof","status":"publish","type":"post","link":"https:\/\/rtcinsuranceadvisors.com\/blog\/homeowners-insurance-what-is-the-difference-between-a-hip-vs-a-gable-roof\/","title":{"rendered":"Homeowners Insurance – What is the difference between a Hip vs. a Gable Roof?"},"content":{"rendered":"

Hip Roof<\/p>\n

A hip roof, or hipped roof, is a type of roof where all sides slope downwards to the walls, usually with a fairly gentle slope. Thus it is a house with no gables or other vertical sides to the roof.<\/p>\n

Example of a hip roof:<\/p>\n

\"\"<\/a><\/p>\n

Gable Roof<\/p>\n

A gable is the generally triangular portion of a wall between the edges of a sloping roof.\u00a0 The shape of the gable and how it is detailed depends on the structural system being used (which is often related to climate and availability of materials) and aesthetic concerns. Thus the type of roof enclosing the volume dictates the shape of the gable.<\/p>\n

Example of a\u00a0gable roof:<\/p>\n

\"\"<\/a><\/p>\n

For a homeowner, what type of roof can make a\u00a0big difference in your premium.\u00a0 Hip roofs render lower premiums, may it be due to added aerodynamics.\u00a0 Conversely,\u00a0a\u00a0gable roof\u00a0will cost you more in\u00a0premium.\u00a0\u00a0Our recommendation would be\u00a0to obtain a wind mitigation\u00a0inspection if you do have a gable roof.\u00a0 There might be a good chance you can lower your premium with a wind mitigation report.\u00a0 Depending on certain factors,\u00a0rates can be reduced\u00a0as low as having a hip roof.<\/p>\n

For more specifics regarding this information, please call us at 352-200-2066<\/strong>.<\/p>\n