{"id":123,"date":"2011-04-27T21:01:55","date_gmt":"2011-04-27T21:01:55","guid":{"rendered":"http:\/\/rtcinsurance.wordpress.com\/?p=123"},"modified":"2026-05-16T21:58:25","modified_gmt":"2026-05-17T01:58:25","slug":"what-is-final-expense-insurance","status":"publish","type":"post","link":"https:\/\/rtcinsuranceadvisors.com\/blog\/what-is-final-expense-insurance\/","title":{"rendered":"What Is Florida Final Expense Insurance?"},"content":{"rendered":"<p style=\"text-align: justify;\" align=\"left\">Florida final expense insurance, more enhanced than Florida burial expense insurance, is a life insurance policy purchased to cover the expenses a person leaves behind after passing away such as funeral costs, credit card debit, medical deductibles, etc.<\/p>\n<p style=\"text-align: justify;\" align=\"left\">Of course, life insurance can never erase the painful memories that are associated with the loss of a loved one.\u00a0<strong><a href=\"https:\/\/rtcinsuranceadvisors.com\/final_expenses_burial_expenses.htm\">Florida final expense insurance<\/a> <\/strong>polices are designed to protect your loved ones from the financial burden associated with ever-increasing final expense costs. Some\u00a0of these polices even have unique features that allow you to provide a lasting memory and a gift of love with an annual payment to a loved one on any date you choose. This is called leaving a legacy. A legacy benefit can help to pay for college expenses and even pay for a new car. This makes final expense insurance policies different from Florida burial expense insurance, which exclusively covers\u00a0burial costs only.<\/p>\n<h2 style=\"text-align: justify;\" align=\"left\">How You Should Structure Your Florida Final Expense Insurance<\/h2>\n<p style=\"text-align: justify;\" align=\"left\">A good\u00a0Florida final expense insurance policy should be whole life, not term insurance. Meaning you will not outlive your policies maturity date. These policies allow you to choose the coverage amount appropriate for your circumstances and budget. The premium should always remain the same, and never go up due to age or illness.<\/p>\n<p style=\"text-align: justify;\">The best part is that\u00a0Florida final expense insurance policies are <strong>&#8220;simplified-issue&#8221;<\/strong> meaning the application is short and there is <strong>NO medical exam<\/strong>. You can be issued the policy the very next day and the premiums are affordable. This plan may be especially good for you if you have difficulty attaining life insurance through a fully underwritten policy where a paramed or nurse exam is required.<\/p>\n<p style=\"text-align: justify;\" align=\"left\">FYI Burial expenses typically range between $5,000 and $10,000 and the cost rises with inflation.<\/p>\n<p style=\"text-align: justify;\" align=\"left\">Contact me today to find out what\u00a0Florida final expense insurance<strong>\u00a0<\/strong>plan\u00a0may be right for you. I work with many of the top companies to insure you receive the lowest premium available.\u00a0 We also offer Florida burial expense insurance.\u00a0 Would you like a quote via email?\u00a0 Answer the questions below and we&#8217;ll send you a customized quote.<\/p>\n<p><script type=\"text\/javascript\">\/\/ <![CDATA[\nvar __machform_url = 'https:\/\/rtcinsuranceadvisors.com\/machform\/embed.php?id=15166';\nvar __machform_height = 678;\n\/\/ ]]><\/script><\/p>\n<div id=\"mf_placeholder\">\u00a0<\/div>\n<p><script type=\"text\/javascript\" src=\"https:\/\/ajax.googleapis.com\/ajax\/libs\/jquery\/1.6.1\/jquery.min.js\"><\/script><script type=\"text\/javascript\" src=\"https:\/\/rtcinsuranceadvisors.com\/machform\/js\/jquery.ba-postmessage.min.js\"><\/script><br \/>\n<script type=\"text\/javascript\" src=\"https:\/\/rtcinsuranceadvisors.com\/machform\/js\/machform_loader.js\"><\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Florida final expense insurance, more enhanced than Florida burial expense insurance, is a life insurance policy purchased to cover the expenses a person leaves behind after passing away such as funeral costs, credit card debit, medical deductibles, etc. Of course, life insurance can never erase the painful memories that are associated with the loss of&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[13],"tags":[265,264],"class_list":["post-123","post","type-post","status-publish","format-standard","hentry","category-life-insurance","tag-florida-burial-expense-insurance","tag-florida-final-expense-insurance"],"_links":{"self":[{"href":"https:\/\/rtcinsuranceadvisors.com\/blog\/wp-json\/wp\/v2\/posts\/123","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rtcinsuranceadvisors.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rtcinsuranceadvisors.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rtcinsuranceadvisors.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rtcinsuranceadvisors.com\/blog\/wp-json\/wp\/v2\/comments?post=123"}],"version-history":[{"count":7,"href":"https:\/\/rtcinsuranceadvisors.com\/blog\/wp-json\/wp\/v2\/posts\/123\/revisions"}],"predecessor-version":[{"id":2572,"href":"https:\/\/rtcinsuranceadvisors.com\/blog\/wp-json\/wp\/v2\/posts\/123\/revisions\/2572"}],"wp:attachment":[{"href":"https:\/\/rtcinsuranceadvisors.com\/blog\/wp-json\/wp\/v2\/media?parent=123"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rtcinsuranceadvisors.com\/blog\/wp-json\/wp\/v2\/categories?post=123"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rtcinsuranceadvisors.com\/blog\/wp-json\/wp\/v2\/tags?post=123"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}