Florida Health Insurance Providers – Available Carriers in Florida

There are many health insurance providers in Florida.  All Florida health insurance providers are required to comply with all regulations set by the department of health insurance in the state.  Of the many health care plan providers available in Florida, below are some featured carriers discussed in detail. Each plan has select options and key features that can be customized to fit your individualized needs.  Florida provides individual, group and small business insurance to its residents.  There is also a self employed health insurance coverage option offered in Florida.

Aetna is one of the premier Florida health insurance providers.  Aetna provides various coverage options, including medical, drug coverage and dental services.  In addition, Aetna provides alternative medical coverage, disease management and end of life care.  Coverage within the Aetna plan is provided through a network of over 672,000 health care providers, more than 4,000 hospitals and about 400,000 physicians.  There are over 14 million members in the Aetna Health Plan.  Blue Cross Blue Shield of Florida offers a wide range of coverage options, including traditional, PPO and HMO plans.  Blue Cross Blue Shield Florida also provides medical, dental and prescription coverage to both small business and large groups.

Humana is another one of the many Florida health insurance providers.  Humana offers plans ranging from basic coverage in the form of a PPO to extensive health care plans with customized coverage.  Humana also provides short term health insurance coverage, coverage designed specifically for graduate students and also provides a high deductible option that includes a health care spending account.  Vista Health Care has a network of over 6,000 doctors and 70 hospitals in the State of Florida.  Vista currently has approximately 330,000 members enrolled in its variety of plans including an HMO, a PPO, and a POS to name a few.

Golden Rule Insurance Company aka United Health One offers health savings accounts with high deductible health insurance programs.  Both A.M. Best and Standard & Poor’s rate Golden Rule Insurance Company with A’s when compared to other Florida health insurance providers.  Regardless of the health care plan you choose, Florida’s insurance providers may require proof of eligibility or deny coverage in instances of pre-existing conditions, for either individual and group coverage.  In the State of Florida, insurance companies guarantee businesses with less than fifty employees access to group health insurance.  Self-employed individuals also have the right to purchase group health insurance.

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